Ruthann Howe

Insurance Advisor
Investment Representative

Having grown up on a farm in Southwestern Ontario, and having non-traditional careers (for women), have all in some way, pointed me in the direction of being a financial advisor. I know firsthand how it feels to work in a factory, on "the floor”, and in engineering, and how it feels when you are injured and can no longer do your job. I also know how it feels starting over, when one part of your life ends, and another begins. Sometimes you need to know the (financial) rules so you can play the game.

Figuring out if you can retire early or if you need to take on a side hustle can be difficult. I'm available to listen to YOUR story in YOUR home in an informal non-intimidating setting to gain more insight into the person you are, and why you want to invest and how you would like to do it. I provide specialized financial security advice and planning services for investment and insurance selection.

I am the recipient of the Cornerstone Award for Ontario East 2019 and 2020 I have also received the DFP (Dementia Friendly Professional) certificate, as well as the Responsible Investment Certification. Continuous education is important to me so I can provide the most up to date advice. I'll work with you on your financial security plan to help you achieve YOUR financial independence.

Let's talk and see where you are, and where you want to be financially. Let me educate you about the (financial) rules!​​

Being on hold is brutal at best! I encourage my clients to text, call or e-mail me at their convenience

Contact Us Today

Contact Us Today

Recent Posts

How do recessions affect your retirement?

Feb 03, 2023 - Canada Life

During a recession, stock and other markets can dip, which can impact retirement savings and investments....

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The cost of getting a divorce

Feb 01, 2023 - Canada Life

And five after divorce expenses you’ll need to deal with....

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Should you switch your variable-rate mortgage to a fixed-rate?

Jan 23, 2023 - Canada Life

Is a fixed-rate mortgage the perfect fix?...

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Ask an advisor: Why work with an advisor?

Learn the benefits of working with an advisor to help build a financial plan for your future.

 

 


View video script

 

Description: This animated video introduces two characters named Lauren and Amina and illustrated graphics to show how an advisor can help create a financial plan to reach your goals.

Text “Ask an advisor” appears. The camera zooms out as the text lands in an outlined square. “Why work with an advisor?” fades in below. An illustration of a handshake draws on the right side of the frame.

Lauren: I could buy my insurance and investments online. Why should I work with an advisor?

Description: Lauren sits outside at a café table with a lemonade in front of her.

Amina: My advisor sees the big picture of how all my finances fit together.

Description: Cut to show both Lauren and Amina sitting at the table.

Amina: I might miss something important doing it myself.

Description: The frame fades to reveal various graphics representing a new pet, life insurance, marriage, estate planning, new home, luxury car, speed boat, health coverage, travel and cottage.

Amina: There’s a plan to achieve all my goals,

Description: A line enters the frame to select Lauren’s goals: life insurance, a new home, health coverage and a cottage. All other graphics fade away.

Amina: even when new ones pop-up.

Description: The advisor’s hand moves into the frame to add a travel goal.

Amina: If something unexpected happens in the economy or the markets, I won’t freak out thinking I have to change or fix something.

Description: The line and goals move up and down to represent a shifting stock market.

Amina: My advisor updates me regularly, so I feel confident I’m on track.

Description: Amina’s hand moved into frame, holding her phone. A notification appears on her phone with a mail icon that reads: “New message.

Amina: With an advisor, my financial future is one less thing I need to worry about.

Description: Cut back to Amina sitting at the table, showing Lauren her phone.

Text “Let’s talk. Contact me today.” appears with legal line: “Video produced by Canada Life. canadalife.com 1-204-946-1190”